The proportion of money being spent online has increased year on year, according to new research.
Taxpayers are to be banned from using credit cards to pay their annual bills it has emerged.
More than two in five small business owners say that specific expansion plans for 2018 would have to be put on hold if they were unable to secure funding.
The Federation of Small Businesses has warned that UK productivity growth will continue to stall unless action is taken to tackle the digital skills deficit in small businesses.
New research finds nearly one in four employees waste between 3 and 6 hours each week due to technology problems